Personal & Small Business Finance Manager
Track cash flow, expenses, and key KPIs for smarter financial decisions. Free .xlsx with formulas. Tracks Monthly Net Cash Flow, Business Profit Margin.
Finance · dashboard · CC0 · Public domain · Built by Sheetly AI
About this template
This finance dashboard brings together indicators like "Monthly Net Cash Flow", "Business Profit Margin" and "Savings & Investment Rate" in a single view. Edit the entries in the Data tab and the dashboard numbers update instantly — no need to build the spreadsheet from scratch.
Use this template to consolidate personal and small-business income and expenses in one place and track your financial health over time. Enter each transaction with its date, type, category, and amount, and assign it to either personal or business. Review the dashboard KPIs to monitor net cash flow, savings rate, business profitability, and debt payoff progress. Update data regularly to stay on top of budgets, spot spending trends, and support tax and planning decisions.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Visualize indicators like "Monthly Net Cash Flow" and "Business Profit Margin"
- Make faster decisions based on "Savings & Investment Rate"
- Compare your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Monthly Net Cash Flow
- Business Profit Margin
- Savings & Investment Rate
- Visual dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 39 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 36 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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