Personal Savings Goal Tracker with Sinking Funds
Track multiple savings goals, target dates, and contribution rates in one dashboard. Free .xlsx with formulas.
Finance · tracker · CC0 · Public domain · Built by Sheetly AI
About this template
This finance tracker follows indicators like "Total Saved Across All Goals", "Average Goal Completion" and "Goals On Track" over time. Log your entries in the Data tab and the tracking stays up to date — no need to build the spreadsheet from scratch.
Use this template to track multiple personal savings goals and sinking funds over time, including target amounts, due dates, and monthly contribution needs. Enter each goal, its target amount, and target date, then log every contribution as you make it. The dashboard summarizes total savings, completion percentages, and whether you are on pace to reach each goal by its deadline. Review the indicators regularly to adjust your contribution rates and keep your savings plan on track.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Total Saved Across All Goals" and "Average Goal Completion"
- Make faster decisions based on "Goals On Track"
- Monitor your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Total Saved Across All Goals
- Average Goal Completion
- Goals On Track
- Tracking dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 41 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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