Personal Monthly Budget Planner — free Excel template
Track income, expenses, and savings to stay on top of your monthly finances. Free .xlsx with formulas. Tracks Total Monthly Income, Total Monthly Expenses.
Finance · planner · CC0 · Public domain · Built by Sheetly AI
About this template
This finance planner organizes indicators like "Total Monthly Income", "Total Monthly Expenses" and "Net Monthly Savings" so you can plan ahead. Edit the data in the Data tab and the plan adjusts — no need to build the spreadsheet from scratch.
Use this personal monthly budget planner to organize your income, fixed bills, variable spending, and savings goals in one place. Enter each transaction with its date, category, description, and amount, and mark whether it is income or an expense. Review the summary KPIs to understand your total income, total spending, net savings, and how much of your income you are saving. Update the sheet throughout the month to keep your budget realistic and make informed spending decisions.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Total Monthly Income" and "Total Monthly Expenses"
- Make faster decisions based on "Net Monthly Savings"
- Plan your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Total Monthly Income
- Total Monthly Expenses
- Net Monthly Savings
- Planning dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 39 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 11 columns already laid out and formatted.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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