Personal Income and Expense Budget Tracker
Track monthly income, expenses, and budget performance with key KPIs. Free .xlsx with formulas. Tracks Total Monthly Income, Total Monthly Expenses.
Finance · tracker · CC0 · Public domain · Built by Sheetly AI
About this template
This finance tracker follows indicators like "Total Monthly Income", "Total Monthly Expenses" and "Savings Rate" over time. Log your entries in the Data tab and the tracking stays up to date — no need to build the spreadsheet from scratch.
Use this template to record your personal income and expense transactions and compare them against your monthly budget. Enter each transaction with date, category, type, and amount, then review the summary KPIs to understand savings, expense ratios, and budget variance. Update the data regularly to keep an accurate view of your financial health and spot trends in your spending behavior. The monthly summary section helps you stay on track with your budgeting goals and adjust as needed.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Total Monthly Income" and "Total Monthly Expenses"
- Make faster decisions based on "Savings Rate"
- Monitor your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Total Monthly Income
- Total Monthly Expenses
- Savings Rate
- Tracking dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 40 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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