Personal & Household Monthly Budget Planner

Track income, expenses, and savings to stay on top of your household finances. Free .xlsx with formulas. Tracks Total Monthly Income, Total Monthly Expenses.

Finance · planner · CC0 · Public domain · Built by Sheetly AI

About this template

This finance planner organizes indicators like "Total Monthly Income", "Total Monthly Expenses" and "Monthly Savings" so you can plan ahead. Edit the data in the Data tab and the plan adjusts — no need to build the spreadsheet from scratch.

Use this template to record all monthly income sources and categorize household expenses so you can monitor your spending against budget. Enter each transaction with its date, category, and amount, and review the KPIs and comparison bars to see where your money goes. Update the data regularly to keep your savings and cash flow dashboard accurate. At month-end, compare actual results to your goals and adjust next month’s plan accordingly.

Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.

Use cases

• Track indicators like "Total Monthly Income" and "Total Monthly Expenses"
• Make faster decisions based on "Monthly Savings"
• Plan your finances without building the spreadsheet from scratch
• Edit the entries in the Data tab and watch the dashboard recalculate automatically

Key features

• Total Monthly Income
• Total Monthly Expenses
• Monthly Savings
• Planning dashboard with 3 automatic indicators
• Editable formulas in the Data tab
• In-cell mini charts (sparklines)

What's inside the file

• 3 tabs: Dashboard, Data, Instructions
• 41 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
• Sized for real data: up to 38 rows × 18 columns already laid out and formatted.
• Built-in chart that updates with your numbers.

Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.

Download the .xlsx free

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