Personal & Household Budget Planner — free Excel template
Track categorized income and expenses with monthly summary KPIs
Finance · planner · CC0 · Public domain · Built by Sheetly AI
About this template
This finance planner organizes indicators like "Total Monthly Income", "Total Monthly Expenses" and "Savings Rate" so you can plan ahead. Edit the data in the Data tab and the plan adjusts — no need to build the spreadsheet from scratch.
This template helps you plan and track your personal and household budget by recording all income and expense transactions in one place. Categorize each entry, specify whether it is income or an expense, and assign it to a household member if needed. Review the automatic monthly totals to understand spending patterns and compare them to your income. Use the KPIs and category comparisons to adjust your budget and improve savings over time.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Total Monthly Income" and "Total Monthly Expenses"
- Make faster decisions based on "Savings Rate"
- Plan your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Total Monthly Income
- Total Monthly Expenses
- Savings Rate
- Planning dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 39 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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