Personal & Household Budget and Cash Flow Dashboard
Track monthly and annual income, expenses, and savings progress in one place. Free .xlsx with formulas. Tracks YTD Net Cash Flow, YTD Savings Rate.
Finance · dashboard · Free for your own use · Built by Sheetly AI
About this template
This finance dashboard brings together indicators like "YTD Net Cash Flow", "YTD Savings Rate" and "Avg Monthly Essential Expenses" in a single view. Edit the entries in the Data tab and the dashboard numbers update instantly — no need to build the spreadsheet from scratch.
Use this template to monitor your household’s monthly income, expenses, and cash flow while tracking progress toward annual savings goals. Enter each transaction with its date, category, and whether it is income or an expense. Review the KPIs and charts to see how your actuals compare to your budget and where you can adjust spending. Update the file regularly to maintain an accurate view of your financial health throughout the year.
Free to download and use in your own work and inside your own company — including commercial work. Reselling or redistributing the file is not allowed. Full terms at sheetlyai.com/license. Read the license.
Use cases
- Visualize indicators like "YTD Net Cash Flow" and "YTD Savings Rate"
- Make faster decisions based on "Avg Monthly Essential Expenses"
- Compare your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- YTD Net Cash Flow
- YTD Savings Rate
- Avg Monthly Essential Expenses
- Visual dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 43 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 40 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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