Personal Finance Budget Tracker & Monthly Summary — Excel template with real formulas
Track monthly spending, savings rate, and category budgets in one view
Finance · dashboard · CC0 · Public domain · Built by Sheetly AI
About this template
This finance dashboard brings together indicators like "Monthly Net Income", "Savings Rate" and "Total Monthly Spending" in a single view. Edit the entries in the Data tab and the dashboard numbers update instantly — no need to build the spreadsheet from scratch.
Use this template to record your monthly income and expenses by category and compare them to your planned budget. Review the dashboard KPIs to monitor your total spending, savings rate, and how closely you follow your budget each month. Update the data sheet regularly with actual transactions and adjust category budgets as your financial goals change. Over time, use the historical data to spot trends and improve your personal money management.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Visualize indicators like "Monthly Net Income" and "Savings Rate"
- Make faster decisions based on "Total Monthly Spending"
- Compare your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Monthly Net Income
- Savings Rate
- Total Monthly Spending
- Visual dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 40 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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