Personal Finance Budget Planner — free Excel template
Track monthly income, expenses, and category spending with clear KPIs. Free .xlsx with formulas. Tracks Net Savings This Month, Total Monthly Income.
Finance · planner · CC0 · Public domain · Built by Sheetly AI
About this template
This finance planner organizes indicators like "Net Savings This Month", "Total Monthly Income" and "Total Monthly Expenses" so you can plan ahead. Edit the data in the Data tab and the plan adjusts — no need to build the spreadsheet from scratch.
Use this template to plan your monthly personal budget, record income and expenses, and monitor category spending against targets. Enter each transaction with its date, type, category, amount, and whether it is planned or actual. Review the summary KPIs and category comparison section to understand savings, spending distribution, and budget variances. Update the data throughout the month to keep your finances on track and make informed adjustments.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Net Savings This Month" and "Total Monthly Income"
- Make faster decisions based on "Total Monthly Expenses"
- Plan your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Net Savings This Month
- Total Monthly Income
- Total Monthly Expenses
- Planning dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 39 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 36 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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