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Personal Debt Payoff Comparison Dashboard

Compare debts, interest costs, and payoff timelines to optimize repayments. Free .xlsx with formulas. Tracks Total Outstanding Debt, Monthly Debt Payments.

Finance · dashboard · CC0 public domain · Built by Sheetly AI

Preview of the Personal Debt Payoff Comparison Dashboard template

About this template

This finance dashboard brings together indicators like "Total Outstanding Debt", "Monthly Debt Payments" and "Weighted Avg Interest Rate" in a single view. Edit the entries in the Data tab and the dashboard numbers update instantly — no need to build the spreadsheet from scratch.

Use this template to track each personal debt, monitor interest costs, and compare payoff timelines under different strategies. Enter all debts with balances, interest rates, and minimum payments, then update monthly payments as your plan evolves. Review the dashboard KPIs and category comparison to see where payments have the most impact and which debts cost you more over time. Update actual payments and payoff dates regularly to keep your progress aligned with your financial goals.

Released under the CC0 license (public domain): download, edit and use it freely — including commercially — with no attribution required.

Use cases

Visualize indicators like "Total Outstanding Debt" and "Monthly Debt Payments"
Make faster decisions based on "Weighted Avg Interest Rate"
Compare your finances without building the spreadsheet from scratch
Edit the entries in the Data tab and watch the dashboard recalculate automatically

Key features

Total Outstanding Debt
Monthly Debt Payments
Weighted Avg Interest Rate
Visual dashboard with 3 automatic indicators
Editable formulas in the Data tab
In-cell mini charts (sparklines)

What's inside the file

3 tabs: Dashboard, Data, Instructions
41 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
Built-in chart that updates with your numbers.

Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.

Download the .xlsx free

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