Personal Budget & Monthly Cash Flow Monitor
Track income, expenses, and monthly cash flow for smarter spending. Free .xlsx with formulas. Tracks Total Monthly Income, Total Monthly Expenses.
Finance · tracker · CC0 · Public domain · Built by Sheetly AI
About this template
This finance tracker follows indicators like "Total Monthly Income", "Total Monthly Expenses" and "Net Monthly Cash Flow" over time. Log your entries in the Data tab and the tracking stays up to date — no need to build the spreadsheet from scratch.
Use this template to record all monthly income and expenses, then monitor your net cash flow and savings progress. Enter each transaction with its date, category, type, and amount to see where your money goes. Review the KPIs and category comparison to adjust your budget and keep spending aligned with your goals. Update the data regularly to maintain an accurate picture of your personal finances.
Released under the CC0 license (public domain): you can download, edit and use it freely — including in commercial projects — with no attribution required.
Use cases
- Track indicators like "Total Monthly Income" and "Total Monthly Expenses"
- Make faster decisions based on "Net Monthly Cash Flow"
- Monitor your finances without building the spreadsheet from scratch
- Edit the entries in the Data tab and watch the dashboard recalculate automatically
Key features
- Total Monthly Income
- Total Monthly Expenses
- Net Monthly Cash Flow
- Tracking dashboard with 3 automatic indicators
- Editable formulas in the Data tab
- In-cell mini charts (sparklines)
What's inside the file
- 3 tabs: Dashboard, Data, Instructions
- 40 working formulas — including SUM, AVERAGE, COUNTA. They recalculate as you edit, so the sheet stays yours after download.
- Sized for real data: up to 37 rows × 18 columns already laid out and formatted.
- Built-in chart that updates with your numbers.
Everything is a normal .xlsx: it opens in Excel, Google Sheets, LibreOffice and Numbers, with no add-ons, no macros and no locked cells.
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